Offset Mortgage Guide
Your Guide to Finding the Right Mortgage
An offset mortgage involves linking a traditional mortgage with one or more deposit accounts, such as savings, current, or credit card accounts, to reduce interest payments.
Offset mortgages allow borrowers to offset their mortgage balance by maintaining higher balances in linked accounts, resulting in reduced interest payments.
Offset mortgages provide flexibility in fund usage and can lead to reduced interest payments over the mortgage term.
Yes, borrowers can access funds from their linked accounts as needed while benefiting from reduced mortgage interest payments.
Yes, offset mortgage interest rates are typically slightly higher than those of conventional mortgage plans due to their added flexibility and benefits.
Some offset mortgages may require borrowers to pay an annual fee, so it's essential to consider the financial aspects when choosing this mortgage option.
Explore our services today.
Navigating the Dubai mortgage market can feel overwhelming, especially for those new to the process of buying a home. At The Pearl Gates, we understand the complexities involved and strive to simplify the journey for you. Our comprehensive mortgage services provide guidance and support at every stage, ensuring a seamless experience from pre-approval to closing. With our expertise and personalised approach, we help you explore tailored mortgage options, ensuring the best solutions for your needs.
Discover your ideal mortgage here.
At The Pearl Gates, we understand the importance of finding the perfect mortgage to achieve your property goals. That's why we offer a diverse range of tailored mortgage deals to suit your unique needs and financial circumstances. Our dedicated team of advisors will collaborate closely with you to explore options, ensuring the perfect fit for your home financing needs. Whether you need stability with a fixed rate or flexibility with a variable rate or more, we have options for every requirement.
How can I estimate my potential loan amount?
Estimate your potential loan amount with ease using our mortgage calculator. Our online tool takes into account factors such as the loan amount, interest rate, and repayment term to provide an accurate estimate of your monthly mortgage payments.
